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4 Common Investing Mindset Mistakes

Đầu tư Cali 4 min read 0 Comments

1. FOMO – Fear of Missing Out

You hear friends hyping a “hot” stock, see it skyrocketing, and jump in right away. But by the time you find out, the rally is already a few days old. The result? You end up buying at the top and panic-selling when the price drops.

How to avoid it: Always ask yourself: “Why am I buying this stock?”
If the answer is “because I heard someone say it’s hot,” stop right there.

Remember what I shared in earlier videos:

  • A. Stocks usually run for 2–3 days. If you’re trying to jump in on day 3 or 4 of the breakout, it’s already late. Be patient and wait for a pullback.
  • B. Use Earnings Whispers to identify pivot points.
  • C. Only buy when the SMA50 > SMA200 – this alone gives you a better than 50% chance of success.

2. Blind Long-Term Holder

This group believes “just buy big companies and you’ll always win.” But it’s not that simple. A stock can drop 15–40% in just a couple of months, or 30–50% over a couple of years. Many beginners panic, lose confidence, and give up — often right before the stock rebounds.

How to avoid it: Long-term, but not blind.

  • If you’re still following the market (daily, weekly, or even monthly), then:
    • Cut the losers (you can always buy back when they turn around).
    • Hold the winners to maximize capital.

Some personal rules I use:

  • For swing trading, think of it like a “one-night stand.” For long-term positions, it’s more like a “one-month relationship.” But if it drags out with no results, don’t hold forever. Cut it after 2 months max.
  • Example: If you put $3K into AAPL and $3K into TSLA earlier this year, you’d currently be down around $480. That’s called Dead Money — capital stuck without generating returns.

3. Emotional Trader – Impulsive Speculator

The “get rich quick” mindset pushes many people to go all-in on rumors, with no stop-loss and no risk management. Accounts often blow up within months.

How to avoid it: Start small and follow strict rules.

  • A. Never all-in. Break your capital into smaller chunks. For example, with $3K, only put 3–5% into any single stock. That way, when the market goes against you, losses are limited.
  • B. Predetermine your max loss per trade (e.g., 5–10%). When it hits that point, sell immediately — no hesitation, no hope, no regret.
  • C. Always calculate Risk/Reward. If you risk $50, your target should be at least $75–$100.
  • D. Keep a trade journal. Write down entry price, exit price, reason for buying, reason for selling. Review every 2–4 weeks. Over time, you’ll clearly see your strengths and weaknesses.

4. Lack of Patience & Discipline

This group is actually on the right track: they study the basics, practice risk management, and learn consistently. But their mistake is impatience. After a few months of small gains (or losses), they quit because progress feels “too slow.”

How to avoid it: Accept the slow grind. Treat the first 1–2 years as tuition. Small but steady profits are the real foundation for big growth later.

Final Thoughts

The 4 common mistakes — FOMO, Blind Holding, Emotional Trading, and Lack of Patience — are the main reasons most beginners lose money in their first year.

The good news is: as soon as you recognize which group you fall into and adjust, you’re already ahead of 80% of new investors.

What I’ve shared across these three parts — from my personal story, to the 4 investor groups, and now the 4 common mistakes — is meant to be your Investing 101 playbook. Think of it as a small roadmap that helps you avoid the early potholes on your investing journey.

When you step into the market, walk with more confidence — because you now know where most traps are. Consider this your toolkit for building a smarter, more sustainable investing path.

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